Trusted Health Insurance Solutions
Secure reliable coverage with trusted health insurance solutions.
Trusted Health Insurance Solutions
Secure reliable coverage with trusted health insurance solutions.
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About Medicare 2nd Look
Our Mission
Understanding Medicare options can be overwhelming, but Medicare 2nd Look simplifies this process. We provide clear, easy-to-understand explanations to help you make confident healthcare decisions. Our goal is to make Medicare simple for everyone.
You are family
We believe in creating a meaningful experience that helps you understand your options. Let's make navigating Medicare simple. We believe in treating you like family.
Quality First
We deliver exceptional service in everything we do, ensuring your satisfaction at every step.
Expert Care
Our experienced team brings skill and passion to every enrollment, no matter the situation.
Real Results
Long-term clients make a meaningful difference.
Simplify Your Medicare
Original Medicare: Parts A and B
Medicare Advantage and Prescription Drug Coverage: Part D
Original Medicare: Parts A and B
Original Medicare is managed by the federal government and is just a starting point for your health care.
Part A covers inpatient medical care, hospital care, nursing facilities, hospice, and some home health care.
Part B helps cover doctor visits, outpatient care, and some preventive services.
- You usually pay a monthly premium and must mee
Original Medicare is managed by the federal government and is just a starting point for your health care.
Part A covers inpatient medical care, hospital care, nursing facilities, hospice, and some home health care.
Part B helps cover doctor visits, outpatient care, and some preventive services.
- You usually pay a monthly premium and must meet yearly deductibles
- Covers 80% of the approved amount, and you're responsible for the remaining 20%
- Most prescription drugs, hearing aids, and routine dental care are not covered
- No limit on yearly out-of-pocket costs
Medicare Advantage: Parts C
Medicare Advantage and Prescription Drug Coverage: Part D
Original Medicare: Parts A and B
Medicare Advantage is offered by private insurers and combines the benefits of Parts A & B plus other potential benefits, like vision, dental, hearing, and much more.
- Maximum out-of-pocket limit per plan year means 100% of allowed healthcare costs after you meet your out-of-pocket limit
- Helps you control and understand your financial risk
- S
Medicare Advantage is offered by private insurers and combines the benefits of Parts A & B plus other potential benefits, like vision, dental, hearing, and much more.
- Maximum out-of-pocket limit per plan year means 100% of allowed healthcare costs after you meet your out-of-pocket limit
- Helps you control and understand your financial risk
- Some plans include Part D (prescription) coverage, fitness benefits, and FREE over-the-counter health care items
Medicare Advantage and Prescription Drug Coverage: Part D
Medicare Advantage and Prescription Drug Coverage: Part D
Medicare Advantage and Prescription Drug Coverage: Part D
If you rely on prescription drugs to maintain your health, you have several options for prescription drug coverage:
- Some Medicare Advantage (Part C) plans include prescription drug coverage (MAPD)
- If you have Original Medicare (Parts A & B), you can purchase a Prescription Drug Plan (PDP)
- Includes mail-order service to help you save money an
If you rely on prescription drugs to maintain your health, you have several options for prescription drug coverage:
- Some Medicare Advantage (Part C) plans include prescription drug coverage (MAPD)
- If you have Original Medicare (Parts A & B), you can purchase a Prescription Drug Plan (PDP)
- Includes mail-order service to help you save money and time
- You may need to pay a deductible
- Discount programs and subsidies are available for those with qualifying income
Understanding enrollment periods
Annual Enrollment Period (AEP)
The Annual Enrollment Period starts October 15 and ends on December 7. During this time period, you can...
- Enroll in a Medicare Advantage plan from Original Medicare
- Switch from one MA plan to another MA plan
- Switch from a Medicare Advantage plan back to Original Medicare
- Add or drop Part D coverage
Initial Enrollment Period (IEP)
The Initial Enrollment Period is when someone first becomes eligible and can sign up for Medicare. For most people, this is when they turn 65.
It begins three months before your 65th birthday month and lasts three months after your 65th birthday month. For example, if you turn 65 in April, you can sign up in January, February, March, April, May, June or July.
If you sign up in any of the three months before your 65th birthday month, coverage starts on the first day of your birthday month. If you sign up during or after your 65th birthday month, your coverage start date will be the first day of the month following your application approval.
After your initial coverage starts, you have three months to make a one-time switch to another Medicare Advantage plan or back to Original Medicare.
Special Enrollment Periods (SEPs)
- You move out of your coverage area
- You become eligible for Medicaid
- You move to an institution, like a skilled nursing facility or long-term care hospital
- You qualify for Extra Help with Medicare prescription drug costs
- You want to switch to a plan with a 5-star overall quality rating
- There are other special circumstances where you may qualify for a special enrollment period. If you have questions, call us at 314-202-8108.
Open Enrollment Period (OEP)
The Medicare Advantage Open Enrollment Period (MA OEP) starts Jan. 1 and ends on March 31. During this period, you are allowed to make one change to your Medicare plan type. The following changes are allowed:
- Switch from one Medicare Advantage plan to another
- Switch from a Medicare Advantage plan back to Original Medicare (but not from Original Medicare to a Medicare Advantage plan)
- Add or drop Part D coverage
Upcoming Events
Come back to see the upcoming events. I look forward to hosting both Educational and Marketing Events
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